Pricing for a trust-first installment marketplace
Ratelo's first pricing model keeps monetization close to actual marketplace value: sellers pay for installment access, buyers verify once, and transaction fees show up only when a real agreement happens.
Seller memberships
Sellers pay for the ability to offer installments. Trust checks and closing services stay separate, which keeps the pricing model easier to explain.
The fast way to turn high-value listings into rate-enabled offers without extra paperwork.
For repeat sellers who want installment-ready inventory live all year and a cleaner cost base.
Trust and service layers
The rest of the pricing stack should support safety and liquidity, not blur the line between identity, access, and transaction value.
Identity verification stays separate from subscriptions, so trust does not expire with a badge rental.
A simple deal-completion fee for successful installment agreements instead of charging for a bare PDF.
Extra visibility for sellers who want faster demand without changing the core marketplace rules.
Trust, verification, and seller-side monetization are intentionally separated so pricing stays explainable.
Workflow
This layout is designed to match the product direction we already modeled in code: seller pass first, buyer verification once, fees on successful deals.
A seller starts with a pass, enables installments on a listing, and controls which products should allow rates.
Buyer identity verification unlocks installment requests and keeps trust attached to the profile, not to a temporary subscription.
Both sides agree on amount, schedule, and down payment directly in the request flow without leaving the conversation.
Ratelo earns from seller access, optional boosts, and a closing fee when an installment deal actually lands.
